Q: Does my wedding have to be in the U.S.?
A: No. You are covered if your ceremony and reception are held in the U.S., Canada, Puerto Rico, a U.S. Territory, or aboard a cruise ship departing a port in one of these locations. For a nominal extra premium, you also may insure ceremonies and receptions held in the United Kingdom, Mexico, the Caribbean Islands, or cruises departing one of these locations (except for Cuba or Haiti). Please note, liability coverage is not available in these extended territories.

Q: Basically, what does Wedding Protection Insurance?
A: The plan can reimburse you if an important item related to your wedding (for example, your wedding gown) is lost or damaged before you get married. The plan can reimburse you in case you lose your deposit if a vendor (for example, your caterer) goes out of business before your wedding. You also can receive funds if events beyond your control cause you to postpone your wedding.  You may add coverage to protect you in case someone at your wedding is injured or causes damage to property of others.

Q: What's not covered?
A: The insurance typically covers things beyond your control. So, for example, if you and your fiance decide not to get married, you are not covered.

Q: Am I covered in case of bad weather on my wedding day?
A: The plan makes a distinction between a rainy day and truly severe weather, like a hurricane. If it rains on your wedding day, you are not covered. However, if for example, a tornado or blizzard causes you to postpone, we can provide reimbursement for non-recoverable expenses.

Q: My fiancé is in the military? What if he/she is called up right before the wedding?
A: If circumstances beyond your control (for example, an unforeseen deployment) cause you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.

Q: Do I have to buy liability insurance?
A: You are not required to elect liability coverage as part of your insurance plan.  However, you may wish to contact the locations where you will hold your ceremony and reception, as they may require you to show proof of liability insurance.

Q: Basically, what does liability insurance cover?
A: Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception.

Q: Doesn't my homeowners insurance provide liability protection?
A: It may or may not cover you. You may want to talk to your agent to decide how best to cover your liability exposure.

Q: Why might I choose this insurance over another plan?
A: No deductible—If you have a claim, there is no deductible. That means covered losses are paid from the first dollar up to the applicable limit.

·         Fair price—Shop around. You will find our plan compares favorably with other policies.

·         Agent support—You have the ability to stop in and talk with us to discuss the plan before you make your purchase.

·         24/7/365 Claim Service—Our claim professionals are available 24 hours a day, 365     days a year.

Q: When is the right time to purchase my insurance?
A: You can buy your policy as soon as you begin spending towards your wedding.

Click here to get a quote or purchase insurance now!